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What is General Insurance?
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Non-life insurance companies have products that cover property against Fire and
allied perils, flood storm and inundation, earthquake and so on. There are products
that cover property against burglary, theft etc. The non-life companies also offer
policies covering machinery against breakdown,there are policies that cover the
hull of ships and so on. A Marine Cargo policy covers goods in transit including
by sea, air and road. Further, insurance of motor vehicles against damages and theft
forms a major chunk of non-life insurance business. Suitable general Insurance covers
are necessary for every family.
It is important to protect one’s property, which one might have acquired from one’s
hard earned income. A loss or damage to one’s property can leave one shattered.
Losses created by catastrophes such as the tsunami, earthquakes, cyclones etc have
left many homeless and penniless. Such losses can be devastating but insurance could
help mitigate them. Property can be covered, so also the people against Personal
Accident. A Health Insurance policy can provide financial relief to a person undergoing
medical treatment whether due to a disease or an injury.
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